Cara Pintar Mengelola Keuangan Keluarga Bagi Keluarga Penerima Manfaat (KPM) Program Keluarga Harapan (PKH)
DOI:
https://doi.org/10.59059/jpmis.v2i4.719Keywords:
Managing Family Finance, Benefit Families, Hope Family ProgramAbstract
The problem of poverty is still a homework that has not been resolved by the government. Various efforts have been made, one of which is through the Family Hope Program (PKH), which is a conditional cash assistance for beneficiaries. It is said to be conditional because recipients must access education and health services using the grant funds received. However, based on information obtained from the companion, it is known that the recipients did not fully use the aid money according to its designation. This happens for various reasons, one of which is minimal income so they have to look for other sources to meet their daily needs. Therefore, this dedication is intended to provide an understanding of how to manage family finances so that whatever income is earned can be sufficient to meet life's needs, not a lifestyle. This dedication method is carried out with lectures, discussions and brainstorming with participants. The result of this service is that participants gain additional knowledge about budget planning, budget control, and distinguishing between needs and wants.
References
Badan Pusat Statistik. (2023). Persentase Penduduk Miskin September 2022 naik menjadi 9,57 persen. https://www.bps.go.id/pressrelease/2023/01/16/2015/persentase-penduduk-miskin-september-2022-naik-menjadi-9-57-persen.html
Badrunsyah, B., & Cahyono, S. (2019). Penyuluhan Tentang Manajemen Keuangan Keluarga Di RW 06 Kelurahan Cipayung Jakarta Timur. Jurnal Pelayanan Dan Pengabdian Masyarakat (Pamas), 3(1), 1–9. https://doi.org/10.52643/pamas.v3i1.372
Galiani, S., & McEwan, P. J. (2013). The Heterogeneous Impact of Conditional Cash Transfers. Journal of Public Economics, 103, 85–96. https://doi.org/10.1016/j.jpubeco.2013.04.004
Iqbal, M., & Marto, H. (2022). Edukasi Pengelolaan Keuangan Keluarga Penerima Manfaat Program Keluarga Harapan Di Kelurahan Nalu Kecamatan Baolan Kabupaten Tolitoli. Dikmas: Jurnal Pendidikan Masyarakat Dan …, 02(September), 743–750. http://ejurnal.pps.ung.ac.id/index.php/dikmas/article/view/1496
Kementerian Sosial RI. (2017). Pedoman Umum Program Keluarga Harapan(PKH). Kementerian Sosial RI.
Sukirno, S. (2016). Makro Ekonomi. PT Rajawali Pers.