Profil Literasi Keuangan Pada Mahasiswa Program Studi Pendidikan Guru Pendidikan Anak Usia Dini Universitas Negeri Medan

Elvi Meirani Br Surbakti; Srinahyanti Srinahyanti

doi:10.59059/tarim.v5i3.1517

Authors

Elvi Meirani Br Surbakti Universitas Negeri Medan
Srinahyanti Srinahyanti Universitas Negeri Medan

DOI:

https://doi.org/10.59059/tarim.v5i3.1517

Keywords:

Financial Literacy Profile, Students, Early Childhood Education Teacher Education Study Program, Medan State University

Abstract

The existence of financial literacy helps individuals make smarter purchases, for example by thinking about the needs that need to be met, the price of products, services and services provided. Good financial literacy facilitates thinking in making decisions, especially in the financial sector. Because in this case they are considered capable of reading or assessing and considering the current financial situation. Financial literacy is needed not only in personal life, but also in work, especially those that are closely related to financial activities. In the family itself, good financial literacy usually has to be carried out by the head of the family or other family members such as the mother. If the family lacks people who have good financial literacy, then the family's spending or consumption may not be commensurate with the income earned in the family, so it can be said that there is a lack of money to meet the family's living needs. This can also happen in social life. It could also be said that if we have good financial literacy, we cannot manage our expenses well.

References

Anna Marganingsih, & Pelipa, E. D. (2022). Analisis Tingkat Literasi Keuangan Mahasiswa Program Studi Pendidikan Ekonomi. Jurnal Ekonomi Dan Bisnis Digital, 1(2), 89–100. https://doi.org/10.55927/ministal.v1i2.310

Fianto, F., Prismayani, R., Wijaya, N. I., Miftahussururi, Hanifah, N., Nento, M. N., Akbari, Q. S., & Adryansyah, N. (2017). Materi Pendukung Literasi Finansial. In Gerakan Literasi Nasional. https://repositori.kemdikbud.go.id/11633/1/cover-materi-pendukung-literasi-finansial-gabung.pdf

Gunawan, A., & Chairani, C. (2019). Effect of Financial Literacy and Lifestyle of Finance Student Behavior. International Journal of Business Economics (IJBE), 1(1), 76–86. https://doi.org/10.30596/ijbe.v1i1.3885

Handayani, P. H., Hidayati, I., & Marbun, S. (2021). Profil Habits of Mind Mahasiswa Pg Paud Universitas Negeri Medan (Unimed). Js (Jurnal Sekolah), 5(1), 1. https://doi.org/10.24114/js.v5i1.22699

Kartini, T., & Mashudi, U. (2022). Literasi Keuangan (Financial Literacy) Mahasiswa Indekos Calon Pendidik Ekonomi Fkip Universitas Jember. PROMOSI (Jurnal Pendidikan Ekonomi), 10(2), 154–164. https://doi.org/10.24127/pro.v10i2.6648

Kurniadi, R., Syahza, A., & Suarman, S. (2018). Profil Literasi Keuangan Mahasiswa Penerima Beasiswa Bidikmisi. SOROT, 13(2), 73. https://doi.org/10.31258/sorot.13.2.7123

Landang, R. D., Widnyana, I. W., & Sukadana, I. W. (2021). Pengaruh Literasi Keuangan, Perilaku Keuangan dan Pendapatan Terhadap Keputusan Berinvestasi Mahasiswa Fakultas Ekonomi Universitas Mahasaraswati Denpasar. Jurnal EMAS, 2(2), 51–70.

Organisation for Economic Co-operation and Development. (2022). Measuring Financial Literacy and Financial Inclusion 2022. www.oecd.org/financial/education/2022-INFE-Toolkit-Measuring-Finlit-Financial-Inclusion.pdf

Otoritas Jasa Keuangan. (2016). Undang - Undang OJK. In Peraturan Otoritas Jasa Keuangan (Vol. 53, Issue 9). https://www.ojk.go.id/id/kanal/edukasi-dan-perlindungan-konsumen/regulasi/peraturan-ojk/Documents/Pages/POJK-tentang-Peningkatan-Literasi-dan-Inklusi-Keuangan-di-Sektor-Jasa-Keuangan-Bagi-Konsumen-dan-atau-masyarakat/SAL - POJK Literasi dan Inklusi Keuang

Otoritas Jasa Keuangan. (2022). Edukasi Konsumen I Triwulan IV 2022. Otoritas Jasa Keuangan. Sikapiuangmu.ojk.go.id

Prabowo, A. A. (2021). Analisis Faktor-fakor yang Mempengaruhi Literasi Keuangan Mahasiswa Akuntansi Universitas Sarjanawiyata Tamansiswa di Masa Pandemi Covid-19. Jesya (Jurnal Ekonomi & Ekonomi Syariah), 4(2), 1125–1136. https://doi.org/10.36778/jesya.v4i2.463

Prihatini, D., & Irianto, A. (2021). Pengaruh Literasi Keuangan dan Pengendalian Diri terhadap Perilaku Konsumtif Mahasiswa. Jurnal Ecogen, 4(1), 24. https://doi.org/10.24036/jmpe.v4i1.11035

Selvi. (2018). Literasi Keuangan Masyarakat : Pahami Keuangan Investasi Anda.

Srinahyanti, S., Damanik, S. H., & Suharianto, J. (2024). The Exigency of Financial Literacy for Young Children: Literature Review. https://doi.org/10.4108/eai.24-10-2023.2342204

Srinahyanti, S., Simatupang, D., & Damanik, S. (2021). Development of Interactive Media to Improve Early Childhood Financial Literacy. https://doi.org/10.4108/eai.31-8-2021.2313809

Sukiati. (2016). Metodologi Penelitian Sebuah Pengantar. In CV. Manhaji.