Peran Perbankan Syariah dalam Mengimplementasikan Keuangan

Authors

  • Ferdi Pratama Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
  • Muhammad Subhan Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi

DOI:

https://doi.org/10.59059/jupiekes.v2i3.1544

Keywords:

Islamic Banks, Financial Inclusion, Financial Exclusion

Abstract

This study aimed to analyze the role of islamic banks in implementing financial inclusion in Indonesia. Financial inclusion is a process to provide formal financial access for the poor and low income people (unbankable people). This study was designed which approached qualitatively and quantitatively (mixed research). The qualitative data analyzed by using Straruss and Corbin’s theory consisted three major steps: open coding, axial coding, and selective coding. Quantitative analyzed by using comparative analysis of financial statements and financial ratio analysis such as CAR, ROA, ROE, NPF, and FDR period of 2010-2014. This study proved that Islamic banking had great potential in implementing financial inclusion, it was indicated by a significant increase in funding and financing since 2010-2014 and results of financial ratio analysis also shows the performance of Islamic banking and financial condition is good.

 

 

References

Ascarya. (2007). Akad & produk bank syariah. PT. Raja Grafindo Persada.

Basrowi, M., & Suwandi, S. (2008). Memahami penelitian kualitatif. Rineka Cipta.

Chapra, M. U. (2000). Islam dan pembangunan ekonomi. Gema Insani Press.

Chapra, M. U. (2001). The future of economics: An Islamic perspective. Gema Insani Press.

Chaudry, M. S. (2012). Sistem ekonomi Islam: Prinsip dasar (S. Rosyidi, Trans.). Kencana.

Choudhury, M. A. (1986). Contributions to Islamic economic theory. St. Martin’s Press, Inc.

Creswell, J. W. (2012). Research design: Pendekatan kualitatif, kuantitatif, dan mixed. Pustaka Pelajar.

Faiz, A., & Noviandi, O. (2009). Menyongsong sistem ekonomi anti krisis. Pustaka Thariqul Izzah.

Kahf, M. (1955). Ekonomi Islam: Telaah analitik terhadap fungsi sistem ekonomi Islam. Pustaka Pelajar.

Khan, M. A. (1994). An introduction to Islamic economics. Percetakan Zafar SDN BHD.

Maleong, L. J. (2007). Metodologi penelitian kualitatif (Edisi revisi). PT. Remaja Rosdakarya.

Singarimbun, M., & Effendi, S. (2008). Metodologi penelitian survei. Pustaka LP3ES.

Sjahdeini, S. R. (2010). Perbankan syariah: Produk-produk dan aspek-aspek hukumnya. PT. Jayakarta Agung Offse.

Published

2024-08-01

How to Cite

Ferdi Pratama, & Muhammad Subhan. (2024). Peran Perbankan Syariah dalam Mengimplementasikan Keuangan. Jurnal Penelitian Ilmu Ekonomi Dan Keuangan Syariah, 2(3), 01–09. https://doi.org/10.59059/jupiekes.v2i3.1544