Pengaruh Kualitas Pelayanan dan Promosi Digital terhadap Loyalitas Nasabah Melalui Kepuasan Nasabah pada Generasi Milenial PT. Pegadaian Cabang Kampung Lalang Kota Medan

Authors

  • Anggi Randy Syahputra Universitas Medan Area
  • Adelina Lubis Universitas Medan Area
  • Minda Muliana Br Sebayang Universitas Medan Area

DOI:

https://doi.org/10.59059/jupiekes.v4i3.3298

Keywords:

Customer Loyalty, Customer Satisfaction, Digital Promotion, Product Innovation, Service Quality

Abstract

This study aims to analyze the effects of Service Quality and Digital Promotion on Customer Loyalty through Customer Satisfaction as an intervening variable among millennial customers using the services of PT Pegadaian, Kampung Lalang Branch, Medan City. This study employed a quantitative approach involving 93 respondents. The data were analyzed using Partial Least Squares (PLS) with SmartPLS 4.0. The results indicate that Service Quality has a positive and significant effect on Customer Satisfaction (T-Statistics = 3.732 > 1.96; P-Values = 0.000) and Customer Loyalty (T-Statistics = 3.559 > 1.96; P-Values = 0.006). Digital Promotion also has a positive and significant effect on Customer Satisfaction (T-Statistics = 4.941 > 1.96; P-Values = 0.000) and Customer Loyalty (T-Statistics = 3.247 > 1.96; P-Values = 0.001). Furthermore, Customer Satisfaction has a positive and significant effect on Customer Loyalty (T-Statistics = 1.972 > 1.96; P-Values = 0.049). The mediation analysis demonstrates that Customer Satisfaction significantly mediates the effects of Service Quality and Digital Promotion on Customer Loyalty. These findings confirm that improving service quality and implementing effective digital promotion strategies can enhance customer satisfaction and loyalty, particularly among millennials. Therefore, PT Pegadaian is advised to continuously improve its digital-based services and strengthen its digital marketing communication strategies to maintain customer loyalty in the era of digital transformation.

References

Amin, M., Isa, Z., & Fontaine, R. (2013). Islamic banks: Contrasting the drivers of customer satisfaction on image, trust, and loyalty of Muslim and non-Muslim customers in Malaysia. International Journal of Bank Marketing, 31(2), 79–97. https://doi.org/10.1108/02652321311298627

Ghozali, I. (2021). Partial least squares: Konsep, teknik, dan aplikasi menggunakan program SmartPLS 4.0. Badan Penerbit Universitas Diponegoro.

Hapsari, R., Clemes, M. D., & Dean, D. (2017). The impact of service quality, customer engagement and selected marketing constructs on airline passenger loyalty. International Journal of Quality and Service Sciences, 9(1), 21–40. https://doi.org/10.1108/IJQSS-07-2016-0048

Heldinia, A. (2023). Efektivitas penggunaan layanan aplikasi Pegadaian Syariah Digital (PSD) di PT. Pegadaian Syariah Cabang Radin Intan Lampung [Skripsi, Universitas Islam Negeri Raden Intan Lampung]. Repository UIN Raden Intan Lampung.

Ilmi, F. R. (2020). Pengaruh kemudahan dan kemanfaatan aplikasi Pegadaian Digital Services (PDS) terhadap kepuasan nasabah di PT. Pegadaian (Persero) Cabang Jember [Skripsi, Institut Agama Islam Negeri Jember]. Institutional Repository IAIN Jember.

Kotler, P., & Keller, K. L. (2016). Marketing management (15th ed.). Pearson Education.

Lovelock, C., & Wirtz, J. (2016). Services marketing: People, technology, strategy (8th ed.). Pearson Education.

Montolalu, F. S., Mananeke, L., & Oroh, S. G. (2015). Pengaruh kualitas layanan, promosi dan kepuasan terhadap loyalitas nasabah pada PT. Pegadaian Cabang Manado Timur. Jurnal LPPM Bidang EkoSosBudKum, 2(2), 1–12.

Nurcahyo, A., & Solekah, N. A. (2022). Pengaruh kualitas pelayanan dan promosi digital terhadap loyalitas nasabah dengan kepuasan nasabah sebagai variabel intervening. Jurnal Ilmu Manajemen, 10(1), 89–100. https://doi.org/10.36596/ekobis.v10i1.603

Nurturing, N., Syafi'i, M., & Hidayat, R. (2024). Analisis layanan digital dan kepuasan terhadap loyalitas nasabah perbankan syariah di Kabupaten Jepara. Wahana Islamika: Jurnal Studi Keislaman, 10(1), 15–28.

Oliver, R. L. (1980). A cognitive model of the antecedents and consequences of satisfaction decisions. Journal of Marketing Research, 17(4), 460–469. https://doi.org/10.1177/002224378001700405

Parasuraman, A., Zeithaml, V. A., & Berry, L. L. (1988). SERVQUAL: A multiple-item scale for measuring consumer perceptions of service quality. Journal of Retailing, 64(1), 12–40.

Putri, D. A., & Harahap, R. (2020). Pengaruh kualitas pelayanan terhadap kepuasan dan loyalitas nasabah pada PT. Pegadaian (Persero). Jurnal Manajemen dan Kewirausahaan, 8(1), 45–56.

Rahi, S., Ghani, M. A., & Alnaser, F. M. (2017). The influence of e-service quality and innovation on customer loyalty: A moderated mediation model. International Journal of Business Innovation and Research, 14(3), 323–347. https://doi.org/10.1504/IJBIR.2017.087810

Sari, C. K., Mursyid, M., & Fahlefi, W. (2024). Pengaruh inovasi produk dan kualitas pelayanan terhadap loyalitas nasabah Bank BNI Kantor Cabang UGM Yogyakarta dengan kepuasan nasabah sebagai variabel mediasi. Al-Muraqabah: Journal of Management and Sharia Business, 1(4), 101–115. https://doi.org/10.32477/jrima.v1i4.802

Siregar, A. I. (2017). Analisis pengaruh pelayanan customer service terhadap tingkat kepuasan nasabah pada PT Bank Sumut Cabang Padangsidimpuan [Skripsi, Universitas Medan Area]. Repository UMA.

Siregar, R. A. (2017). Pengaruh kualitas pelayanan dan keragaman produk terhadap loyalitas nasabah pada PT. Pegadaian (Persero) Cabang Medan Utama. Jurnal Ilmiah Manajemen dan Bisnis, 18(1), 59–70.

Sugiyono. (2020). Metode penelitian kuantitatif, kualitatif, dan R&D. Alfabeta.

Tjiptono, F. (2017). Service management: Mewujudkan layanan prima (Edisi 3). Andi.

Wati, D. S., Sunarjo, W. A., & Putra, R. K. (2024). Pengaruh kualitas layanan, brand image dan kepuasan nasabah terhadap loyalitas nasabah di PT. Pegadaian (Persero) Cabang Pemalang. Maeswara: Jurnal Riset Ilmu Manajemen dan Kewirausahaan, 2(1), 45–58.

Zeithaml, V. A., Bitner, M. J., & Gremler, D. D. (2018). Services marketing: Integrating customer focus across the firm (7th ed.). McGraw-Hill Education.

Downloads

Published

2026-08-31

How to Cite

Anggi Randy Syahputra, Adelina Lubis, & Minda Muliana Br Sebayang. (2026). Pengaruh Kualitas Pelayanan dan Promosi Digital terhadap Loyalitas Nasabah Melalui Kepuasan Nasabah pada Generasi Milenial PT. Pegadaian Cabang Kampung Lalang Kota Medan. Jurnal Penelitian Ilmu Ekonomi Dan Keuangan Syariah, 4(3), 126–141. https://doi.org/10.59059/jupiekes.v4i3.3298

Similar Articles

<< < 2 3 4 5 6 7 8 9 > >> 

You may also start an advanced similarity search for this article.