Analisis Transformasi Digital, Sistem Eletronic Business Terhadap Peningkatan Efisiensi Oprasional Bank Syariah Indonesia

Authors

  • Bengi Asrah Universitas Islam Negeri Sumatera Utara
  • Heny Indriyani Universitas Islam Negeri Sumatera Utara
  • M Dzaky Maulana Universitas Islam Negeri Sumatera Utara
  • Haekal Nafis Ahimsa Universitas Islam Negeri Sumatera Utara
  • Nurbaiti Nurbaiti Universitas Islam Negeri Sumatera Utara

DOI:

https://doi.org/10.59059/jupiekes.v2i1.859

Keywords:

Digital Transformation, Banking Services, Sharia Finance

Abstract

The study investigates the effects of digital transformation on business electronics on the efficiency of sharia bank operations in Indonesia. Shariah banks in Indonesia are seeking to improve their operational efficiency through investments in digital transformation in the light of rapid technological change. Surveys, interviews, and data analysis from the leading sharia bank in Indonesia are used to conduct research. Studies show that implementing digital transformation into the sharia bank's business electronics system has helped improve operational efficiency, including reducing operating costs, providing better service to customers, and improving accessibility. The study provides important insights for the Indonesian Sharia banking industry on how digital transformation can improve their operational efficiency and provide the basis for further development in this field. presence of additional services

References

• Buku

Ahmad. (2022). Pertanggungjawaban Bank Terhadap Nasabah Dalam Layanan. Jurnal Hukum Bisnis Bonum Commune, 1, 269–302.

Putri Maulidya, Gita, N. A. (2021). Perbankan Dalam Era Baru Digital: Menuju Bank 4.0, Proceeding Seminar Bisnis Seri V. 278–288.

• Artikel

Abubakar, L., & Handayani, T. (2022). Penguatan Regulasi: Upaya Percepatan Transformasi Digital Perbankan Di Era Ekonomi Digital. Masalah-Masalah Hukum, 51(3), 259–270. https://doi.org/10.14710/mmh.51.3.2022.259-270

Ajib, Ainun, Mohamad. (2017) Penguatan Prinsip Syariah Pada Produk Bank Syariah. Jurisprudence. 7(1). 15-28

Ayuning Tyas, L., & Purwanti, K. (2020). Pengaruh Adopsi E-Banking Dan Pengendalian Internal Terhadap Kinerja Keuangan Perbankan Syariah Di Indonesia. JIFA (Journal of Islamic Finance and Accounting), 3(2), 134–151. https://doi.org/10.22515/jifa.v3i2.2780

Husni Shabri. (2022). Transformasi Digital Industri Perbankan Syariah Indonesia. El-Kahfi | Journal of Islamic Economics, 3(02), 1–7. https://doi.org/10.58958/elkahfi.v3i02.88

Ie, R., Linggadjaya, T., Sitio, B., Situmorang, P., & Harapan, U. P. (2022). Transformasi Digital Pt Bank Jago Tbk Dari Bank. International Journal of Digital Entrepeneurship and Business, 3(1), 11–26.

Mutiasari, A. I. (2020). Perkembangan Industri Perbankan Di Era Digital. Jurnal Ekonomi Bisnis Dan Kewirausahaan, 9(2), 32–41. https://doi.org/10.47942/iab.v9i2.541

Siswanti, Indra. (2016). Implementasi Good CorporateE Governance Pada Kinerja Bank Syariah. Jurnal Akuntansi Multiparadigma Jamal. 7 (2). 156-323

Situmeang, Romauli, Rosinta. (2018). Dampak Bisnis Online Dan Lapangan Perkerjaan Terhadap

Peningkatan Pendapatan Masyarakat (Studi Kasus Jasa Bisnis Online Transportasi Grab Di Kota Medan). AJIE - Asian Journal of Innovation and Entrepreneurship. 3(3). 319-335

Subekti, M. (2014). Pengembangan Model E-Bisnis di Indonesia. ComTech: Computer, Mathematics and Engineering Applications, 5(2), 925. https://doi.org/10.21512/comtech.v5i2.2338

Tarigan, H. A. A. B., & Paulus, D. H. (2019). Perlindungan Hukum Terhadap Nasabah Atas Penyelenggaraan Layanan Perbankan Digital. Jurnal Pembangunan Hukum Indonesia, 1(3), 294–307. https://doi.org/10.14710/jphi.v1i3.294-307

Utama, A. S. (2021). Digitalisasi Bank Konvensional dan Bank Syariah. Jurnal Ilmu Hukum, Perundang - Undangan Dan Pranata Sosial, 6(2), 113–126.

Yarmunida, Miti. (2018). Dimensi Syariah Complience Pada Operasional Bank Syariah. ALINTAJ. 4(1). 140-154

Downloads

Published

2023-12-19

How to Cite

Bengi Asrah, Heny Indriyani, M Dzaky Maulana, Haekal Nafis Ahimsa, & Nurbaiti Nurbaiti. (2023). Analisis Transformasi Digital, Sistem Eletronic Business Terhadap Peningkatan Efisiensi Oprasional Bank Syariah Indonesia. Jurnal Penelitian Ilmu Ekonomi Dan Keuangan Syariah, 2(1), 154–164. https://doi.org/10.59059/jupiekes.v2i1.859